This letter can be sent directly to the Debtor.
There is also a Sample letter to Debtor's Counsel that references this letter, which can be appended to the letter to Counsel.
Homeowner Name: _______________
Dear [Homeowner’s Name],
My name is [Your Name] and I am a local real estate agent and Bankruptcy Specialist with [Company Name]. We partner with BK Global, a nationwide company that specializes in the sale of real estate properties associated with bankruptcy cases.
Our team specifically works on cases where homeowners are not able to continue paying for their mortgage(s), have surrendered their properties, and are looking for relief. What many homeowners in bankruptcy do not know is that even though they have surrendered their property back to the bank, they still have the right to sell it; instead of letting it go through the foreclosure process.
The majority of our sales include those where a negotiated settlement ("short sale") with the banks is necessary. We have a very experienced team that works closely with banks to get deals completed and provide the financial relief that you seek when you surrender your property and, in most cases, depending on the situation, and subject to creditor approval, we can negotiate incentive allowances for you and legal fees for your attorney, for assistance with the transaction.
In a review of cases, it came to our attention that this property was surrendered as part of your bankruptcy. We have successfully worked with your bank in the past and wanted to reach out to you about your property. You do not have to pay us out of pocket for our work; our fee comes from the real estate transaction as part of the broker's commission.
Also, I have attached an informational brochure for you to download and keep as a reference.
If you are interested in selling your real estate property we are here to help. Should you have any questions please let us know if we can assist you. Thank you.